Create Borrow Order

Permission: "Spot trade"
UID rate limit: 1 req / second

info

• The loan funds are released to the Funding wallet.
• The collateral funds are deducted from the Funding wallet, so make sure you have enough collateral amount in the Funding wallet.

HTTP Request

POST /v5/crypto-loan-fixed/borrow

Request Parameters

Parameter	Required	Type	Comments
orderCurrency	true	string	Currency to borrow
orderAmount	true	string	Amount to borrow
annualRate	true	string	Customizable annual interest rate, e.g., 0.02 means 2%
term	true	string	Fixed term 7: 7 days; 14: 14 days; 30: 30 days; 90: 90 days; 180: 180 days
autoRepay	false	string	Enable Auto-Repay to have assets in your Funding Account automatically repay your loan upon Borrowing order expiration, preventing overdue penalties. Ensure your Funding Account maintains sufficient amount for repayment to avoid automatic repayment failures. "true": enable, default; "false": disable
collateralList	false	array<object>	Collateral coin list, supports putting up to 100 currency in the array
> currency	false	string	Currency used to mortgage
> amount	false	string	Amount to mortgage

Response Parameters

Parameter	Type	Comments
orderId	string	Loan order ID

Request Example

HTTP

POST /v5/crypto-loan-fixed/borrow HTTP/1.1
Host: api-testnet.bybit.com
X-BAPI-SIGN: XXXXXX
X-BAPI-API-KEY: XXXXXX
X-BAPI-TIMESTAMP: 1752633649752
X-BAPI-RECV-WINDOW: 5000
Content-Type: application/json
Content-Length: 208

{
    "orderCurrency": "ETH",
    "orderAmount": "1.5",
    "annualRate": "0.022",
    "term": "30",
    "autoRepay": "true",
    "collateralList": {
        "currency": "BTC",
        "amount": "0.1"
    }
}

Python

Node.js

Response Example

{
    "retCode": 0,
    "retMsg": "ok",
    "result": {
        "orderId": "13007"
    },
    "retExtInfo": {},
    "time": 1752633650147
}