Borrow

Permission: "Spot trade"
UID rate limit: 1 req / second

info

• The loan funds are released to the Funding wallet.
• The collateral funds are deducted from the Funding wallet, so make sure you have enough collateral amount in the Funding wallet.

HTTP Request

POST /v5/crypto-loan-flexible/borrow

Request Parameters

Parameter	Required	Type	Comments
loanCurrency	true	string	Loan coin name
loanAmount	true	string	Amount to borrow
collateralList	false	array<object>	Collateral coin list, supports putting up to 100 currency in the array
> collateralCurrency	false	string	Currency used to mortgage
> collateralAmount	false	string	Amount to mortgage

Response Parameters

Parameter	Type	Comments
orderId	string	Loan order ID

Request Example

HTTP

POST /v5/crypto-loan-flexible/borrow HTTP/1.1
Host: api-testnet.bybit.com
X-BAPI-SIGN: XXXXXX
X-BAPI-API-KEY: XXXXXX
X-BAPI-TIMESTAMP: 1752569210041
X-BAPI-RECV-WINDOW: 5000
Content-Type: application/json
Content-Length: 244

{
    "loanCurrency": "BTC",
    "loanAmount": "0.1",
    "collateralList": [
        {
            "currency": "USDT",
            "amount": "1000"
        },
        {
            "currency": "ETH",
            "amount": "1"
        }
    ]
}

Python

Node.js

Response Example

{
    "retCode": 0,
    "retMsg": "ok",
    "result": {
        "orderId": "1363"
    },
    "retExtInfo": {},
    "time": 1752569209682
}