Collateral Repayment

Permission: "Spot trade"
UID rate limit: 1 req / second

info

• Pay interest first, then repay the principal.
• There are limits on the repayment amount in a single transaction. Please read this announcement before repaying with collateral
• When repaying with collateral, Bybit will charge a repayment fee. The applicable fee rate is the higher of the repayment fee rates for the collateral asset and the debt asset. You can call this endpoint: View fee rates by asset to get "reapyFee" where "pledgeEnable" = 1 for coins' repayment fee rates

HTTP Request

POST /v5/crypto-loan-flexible/repay-collateral

Request Parameters

Parameter	Required	Type	Comments
loanCurrency	true	string	Loan coin name
collateralCoin	true	string	Collateral currencies: Use commas to separate multiple collateral currencies
amount	true	string	Repay amount

Response Parameters

None

Request Example

HTTP

POST /v5/crypto-loan-flexible/repay-collateral HTTP/1.1
Host: api-testnet.bybit.com
X-BAPI-SIGN: XXXXXX
X-BAPI-API-KEY: XXXXXX
X-BAPI-TIMESTAMP: 1752569628364
X-BAPI-RECV-WINDOW: 5000
Content-Type: application/json
Content-Length: 52

{
  "loanCurrency": "USDT",
  "amount": "500",
  "collateralCoin":"BTC"
}

Python

from pybit.unified_trading import HTTP
session = HTTP(
    testnet=True,
    api_key="xxxxxxxxxxxxxxxxxx",
    api_secret="xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx",
)
print(session.collateral_repayment_flexible_crypto_loan(
    loanCurrency="USDT",
    amount="500",
    collateralCoin="BTC",
))

Node.js

Response Example

{
    "retCode": 0,
    "retMsg": "ok",
    "result": {},
    "retExtInfo": {},
    "time": 1756971550401
}