Borrow

Permission: "Spot trade"

info

• The loan funds are released to the Funding wallet.
• The collateral funds are deducted from the Funding wallet, so make sure you have enough collateral amount in the Funding wallet.

HTTP Request

POST /v5/crypto-loan/borrow

Request Parameters

Parameter	Required	Type	Comments
loanCurrency	true	string	Loan coin name
loanAmount	false	string	Amount to borrow Required when collateral amount is not filled
loanTerm	false	string	Loan term flexible term: null or not passed fixed term: 7, 14, 30, 90, 180 days
collateralCurrency	true	string	Currency used to mortgage
collateralAmount	false	string	Amount to mortgage Required when loan amount is not filled

Response Parameters

Parameter	Type	Comments
orderId	string	Loan order ID

Request Example

HTTP

POST /v5/crypto-loan/borrow HTTP/1.1
Host: api-testnet.bybit.com
X-BAPI-SIGN: XXXXXXX
X-BAPI-API-KEY: xxxxxxxxxxxxxxxxxx
X-BAPI-TIMESTAMP: 1728629356551
X-BAPI-RECV-WINDOW: 5000
Content-Type: application/json
Content-Length: 140

{
    "loanCurrency": "USDT",
    "loanAmount": "550",
    "collateralCurrency": "BTC",
    "loanTerm": null,
    "collateralAmount": null
}

Python

from pybit.unified_trading import HTTP
session = HTTP(
    testnet=True,
    api_key="xxxxxxxxxxxxxxxxxx",
    api_secret="xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx",
)
print(session.borrow_crypto_loan(
        loanCurrency="USDT",
        loanAmount="550",
        collateralCurrency="BTC",
        loanTerm=None,
        collateralAmount=None,
))

Node.js

const { RestClientV5 } = require('bybit-api');

const client = new RestClientV5({
  testnet: true,
  key: 'xxxxxxxxxxxxxxxxxx',
  secret: 'xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx',
});

client
  .borrowCryptoLoan({
    loanCurrency: 'USDT',
    loanAmount: '550',
    collateralCurrency: 'BTC',
    loanTerm: null,
    collateralAmount: null,
  })
  .then((response) => {
    console.log(response);
  })
  .catch((error) => {
    console.error(error);
  });

Response Example

{
    "retCode": 0,
    "retMsg": "request.success",
    "result": {
        "orderId": "1794267532472646144"
    },
    "retExtInfo": {},
    "time": 1728629357820
}